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are not able to open a PayPal account due to your country of residence Shvoong will pay you the Commission by a cheque which we will send to you in your name subject to your provision to us of full contact details. In the event that the Commission to be paid to you in any calendar month is less than $10 (the "Minimum Amount"), Shvoong shall not be obligated to make the payment of the Commission to you until such time as the Commission is equal to or greater than the Minimum Amount. Shvoong shall be entitled to withhold tax on all payments to be made hereunder as required by law or at such other rate as may be authorized in writing by the relevant tax authorities. You shall be responsible for all of your personal tax which shall be due in consequence of payments of Commissions to be made hereunder7. Site Misuse You are strictly prohibited from posting any Content to the Site which does not fully comply with the Content Guidelines. Further, you are specifically prohibited from taking any action whatsoever on the Site which fraudulently or dishonestly (i) manipulates the Rank or (ii) the Commissions due to you or any other person. Shvoong retains the right to review all actions taken by you on the Site and the Commissions earned by you, and in the event that Shvoong reasonably believes that you have breached the foregoing provisions, Shvoong shall be entitled to withhold the payment of Commissions to you and to terminate your registration with Shvoong. 8. Privacy Policy You hereby acknowledge that in registering for and using the Site, and in order to receive the Commissions, you may be required to provide us with certain personal details about yourself. While we will keep this information confidential as per the provisions of our Privacy Policy, which forms an integral part hereof, you agree that it may be necessary, from time to time, for us to disclose certain of these details to third parties and you consent to such disclosures. 9. Indemnification To the fullest extent permitted by applicable law, you agree to fully indemnify, defend and hold us, and our officers, directors, employees and agents, harmless immediately on demand, from and against all claims, liabilities, damages, losses, costs and expenses, including legal fees, arising out of your use of the Site or your breach of any provision of these Terms of Use or the Content Guidelines or your breach of any third parties' rights. 10. Links The Site shall contain links to other Internet sites (?Other Sites?). You recognise that Shvoong has no control over the Other Sites and the services, products or goods offered therein and you hereby agree that Shvoong is not responsible for the availability and functionality of the Other Sites; nor does Shvoong make any representations or endorsements whatsoever regarding the services, products or goods offered on the Other Sites. You further acknowledge and agree that Shvoong shall not be responsible or liable for any damage or loss suffered by you in connection with the Other Sites. 11. Termination of Registration In the event that we believe that you have breached any provisions of these Terms of Use we shall have the right to immediately terminate your registration

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